Estudio
Comprar vs Alquilar
Análisis comparativo entre comprar con hipoteca y el índice de alquiler por provincia. Cuota hipotecaria: 80% financiado, 25 años, Euribor + 1.5%.
Cuota hipoteca nacional
838€/mes
Índice alquiler nacional
122.9
Menor cuota hipoteca
Ciudad Real
+264.0%€/mes
Mayor índice alquiler
Valencia
+132.8%índice
Comparativa por provincias
Cuota hipotecaria e índice de alquiler por provincia
| Provincia | Cuota hipoteca | Índice alquiler | Var. alquiler |
|---|---|---|---|
| Ciudad Real | 264 €/mes | 116.9 | +3.3% |
| Jaén | 295 €/mes | 115.0 | +2.6% |
| Cuenca | 299 €/mes | 122.8 | +4.3% |
| Badajoz | 313 €/mes | 118.0 | +3.1% |
| Zamora | 329 €/mes | 112.9 | +2.8% |
| Cáceres | 331 €/mes | 117.6 | +3.5% |
| Teruel | 336 €/mes | 119.3 | +3.7% |
| Toledo | 367 €/mes | 126.6 | +3.8% |
| Albacete | 370 €/mes | 118.6 | +3.0% |
| Palencia | 372 €/mes | 114.3 | +2.4% |
| Ávila | 373 €/mes | 122.6 | +4.1% |
| León | 378 €/mes | 113.4 | +2.8% |
| Ourense | 394 €/mes | 114.5 | +2.6% |
| Lugo | 416 €/mes | 116.6 | +3.8% |
| Córdoba | 442 €/mes | 114.4 | +2.4% |
| Soria | 444 €/mes | 119.2 | +3.2% |
| Segovia | 469 €/mes | 118.0 | +3.6% |
| Castellón | 487 €/mes | 123.9 | +4.1% |
| Burgos | 495 €/mes | 116.8 | +2.8% |
| Almería | 496 €/mes | 121.6 | +3.5% |
| Salamanca | 501 €/mes | 116.2 | +3.2% |
| Murcia | 511 €/mes | 121.6 | +3.4% |
| La Rioja | 513 €/mes | 119.6 | +3.1% |
| Lleida | 520 €/mes | 119.4 | +3.2% |
| Huelva | 529 €/mes | 118.6 | +2.9% |
| Granada | 538 €/mes | 123.4 | +4.0% |
| Guadalajara | 559 €/mes | 125.4 | +3.8% |
| Asturias | 579 €/mes | 114.9 | +2.7% |
| Valladolid | 606 €/mes | 118.2 | +2.9% |
| A Coruña | 619 €/mes | 118.7 | +3.7% |
| Valencia | 627 €/mes | 132.8 | +5.4% |
| Sevilla | 633 €/mes | 121.5 | +3.4% |
| Huesca | 665 €/mes | 120.6 | +3.0% |
| Tarragona | 667 €/mes | 120.8 | +3.4% |
| Zaragoza | 676 €/mes | 119.8 | +3.2% |
| Cádiz | 696 €/mes | 117.9 | +3.0% |
| Pontevedra | 700 €/mes | 118.8 | +3.1% |
| Melilla | 733 €/mes | 108.8 | +1.3% |
| Ceuta | 744 €/mes | 110.2 | +1.5% |
| Alicante | 769 €/mes | 124.5 | +4.6% |
| Cantabria | 784 €/mes | 119.0 | +3.3% |
| Navarra | 798 €/mes | 100.0 | 0.0% |
| Girona | 915 €/mes | 121.2 | +3.1% |
| Álava | 923 €/mes | 100.0 | 0.0% |
| Las Palmas | 959 €/mes | 121.9 | +3.4% |
| Santa Cruz de Tenerife | 984 €/mes | 126.6 | +4.1% |
| Barcelona | 1133 €/mes | 124.1 | +3.1% |
| Málaga | 1140 €/mes | 130.3 | +4.9% |
| Bizkaia | 1183 €/mes | 100.0 | 0.0% |
| Gipuzkoa | 1391 €/mes | 100.0 | 0.0% |
| Illes Balears | 1460 €/mes | 128.8 | +4.0% |
| Madrid | 1509 €/mes | 122.2 | +3.4% |
Metodología
Cuota hipotecaria: Calculada para una vivienda de 80m² con las siguientes condiciones:
- Entrada del 20% (financiación del 80%)
- Plazo de amortización: 25 años
- Tipo de interés: Euribor (2.855%) + Spread (1.5%)
Índice de alquiler: Índice de precios de alquiler del INE (tabla 59058), base 2015=100. Refleja la evolución del mercado de alquiler por provincia.