Estudio
Comprar vs Alquilar
Análisis comparativo entre comprar con hipoteca y el índice de alquiler por provincia. Cuota hipotecaria: 80% financiado, 25 años, Euribor + 1.5%.
Cuota hipoteca nacional
819€/mes
Índice alquiler nacional
122.9
Menor cuota hipoteca
Ciudad Real
+266.0%€/mes
Mayor índice alquiler
Valencia
+132.8%índice
Comparativa por provincias
Cuota hipotecaria e índice de alquiler por provincia
| Provincia | Cuota hipoteca | Índice alquiler | Var. alquiler |
|---|---|---|---|
| Ciudad Real | 266 €/mes | 116.9 | +3.3% |
| Jaén | 294 €/mes | 115.0 | +2.6% |
| Cuenca | 307 €/mes | 122.8 | +4.3% |
| Zamora | 308 €/mes | 112.9 | +2.8% |
| Badajoz | 309 €/mes | 118.0 | +3.1% |
| Cáceres | 323 €/mes | 117.6 | +3.5% |
| Teruel | 330 €/mes | 119.3 | +3.7% |
| Toledo | 353 €/mes | 126.6 | +3.8% |
| Albacete | 361 €/mes | 118.6 | +3.0% |
| León | 364 €/mes | 113.4 | +2.8% |
| Palencia | 364 €/mes | 114.3 | +2.4% |
| Ávila | 369 €/mes | 122.6 | +4.1% |
| Ourense | 397 €/mes | 114.5 | +2.6% |
| Soria | 400 €/mes | 119.2 | +3.2% |
| Lugo | 413 €/mes | 116.6 | +3.8% |
| Córdoba | 432 €/mes | 114.4 | +2.4% |
| Segovia | 456 €/mes | 118.0 | +3.6% |
| Castellón | 471 €/mes | 123.9 | +4.1% |
| Almería | 480 €/mes | 121.6 | +3.5% |
| Salamanca | 481 €/mes | 116.2 | +3.2% |
| Burgos | 482 €/mes | 116.8 | +2.8% |
| Murcia | 494 €/mes | 121.6 | +3.4% |
| La Rioja | 505 €/mes | 119.6 | +3.1% |
| Lleida | 510 €/mes | 119.4 | +3.2% |
| Huelva | 512 €/mes | 118.6 | +2.9% |
| Granada | 523 €/mes | 123.4 | +4.0% |
| Guadalajara | 540 €/mes | 125.4 | +3.8% |
| Asturias | 556 €/mes | 114.9 | +2.7% |
| Valladolid | 590 €/mes | 118.2 | +2.9% |
| Valencia | 601 €/mes | 132.8 | +5.4% |
| A Coruña | 602 €/mes | 118.7 | +3.7% |
| Sevilla | 621 €/mes | 121.5 | +3.4% |
| Tarragona | 650 €/mes | 120.8 | +3.4% |
| Huesca | 657 €/mes | 120.6 | +3.0% |
| Zaragoza | 661 €/mes | 119.8 | +3.2% |
| Cádiz | 676 €/mes | 117.9 | +3.0% |
| Pontevedra | 684 €/mes | 118.8 | +3.1% |
| Melilla | 717 €/mes | 108.8 | +1.3% |
| Ceuta | 737 €/mes | 110.2 | +1.5% |
| Alicante | 748 €/mes | 124.5 | +4.6% |
| Cantabria | 748 €/mes | 119.0 | +3.3% |
| Navarra | 787 €/mes | 100.0 | 0.0% |
| Girona | 883 €/mes | 121.2 | +3.1% |
| Álava | 895 €/mes | 100.0 | 0.0% |
| Las Palmas | 925 €/mes | 121.9 | +3.4% |
| Santa Cruz de Tenerife | 971 €/mes | 126.6 | +4.1% |
| Barcelona | 1106 €/mes | 124.1 | +3.1% |
| Málaga | 1114 €/mes | 130.3 | +4.9% |
| Bizkaia | 1158 €/mes | 100.0 | 0.0% |
| Gipuzkoa | 1341 €/mes | 100.0 | 0.0% |
| Illes Balears | 1430 €/mes | 128.8 | +4.0% |
| Madrid | 1474 €/mes | 122.2 | +3.4% |
Metodología
Cuota hipotecaria: Calculada para una vivienda de 80m² con las siguientes condiciones:
- Entrada del 20% (financiación del 80%)
- Plazo de amortización: 25 años
- Tipo de interés: Euribor (2.855%) + Spread (1.5%)
Índice de alquiler: Índice de precios de alquiler del INE (tabla 59058), base 2015=100. Refleja la evolución del mercado de alquiler por provincia.