Estudio
Comprar vs Alquilar
Análisis comparativo entre comprar con hipoteca y el índice de alquiler por provincia. Cuota hipotecaria: 80% financiado, 25 años, Euribor + 1.5%.
Cuota hipoteca nacional
788€/mes
Índice alquiler nacional
118.7
Menor cuota hipoteca
Badajoz
+284.0%€/mes
Mayor índice alquiler
Valencia
+125.9%índice
Comparativa por provincias
Cuota hipotecaria e índice de alquiler por provincia
| Provincia | Cuota hipoteca | Índice alquiler | Var. alquiler |
|---|---|---|---|
| Badajoz | 284 €/mes | 114.4 | +2.2% |
| Cáceres | 284 €/mes | 113.6 | +2.1% |
| Albacete | 331 €/mes | 115.1 | +2.2% |
| Ciudad Real | 331 €/mes | 113.2 | +1.7% |
| Cuenca | 331 €/mes | 117.8 | +3.0% |
| Guadalajara | 331 €/mes | 120.9 | +2.6% |
| Toledo | 331 €/mes | 122.0 | +3.1% |
| Murcia | 425 €/mes | 117.7 | +2.4% |
| Ávila | 434 €/mes | 117.8 | +2.9% |
| Burgos | 434 €/mes | 113.5 | +2.1% |
| León | 434 €/mes | 110.3 | +1.6% |
| Palencia | 434 €/mes | 111.6 | +1.5% |
| Salamanca | 434 €/mes | 112.7 | +2.0% |
| Segovia | 434 €/mes | 114.0 | +2.4% |
| Soria | 434 €/mes | 115.5 | +2.5% |
| Valladolid | 434 €/mes | 114.8 | +1.9% |
| Zamora | 434 €/mes | 109.8 | +1.6% |
| La Rioja | 473 €/mes | 116.0 | +2.3% |
| Asturias | 504 €/mes | 111.9 | +1.8% |
| A Coruña | 571 €/mes | 114.4 | +2.6% |
| Lugo | 571 €/mes | 112.3 | +2.3% |
| Ourense | 571 €/mes | 111.6 | +1.6% |
| Pontevedra | 571 €/mes | 115.2 | +2.3% |
| Huesca | 584 €/mes | 117.1 | +2.3% |
| Teruel | 584 €/mes | 115.1 | +2.0% |
| Zaragoza | 584 €/mes | 116.1 | +2.4% |
| Alicante | 610 €/mes | 119.0 | +3.0% |
| Castellón | 610 €/mes | 119.1 | +3.1% |
| Valencia | 610 €/mes | 125.9 | +4.1% |
| Cantabria | 687 €/mes | 115.1 | +2.4% |
| Almería | 688 €/mes | 117.5 | +2.5% |
| Cádiz | 688 €/mes | 114.4 | +1.9% |
| Córdoba | 688 €/mes | 111.7 | +1.4% |
| Granada | 688 €/mes | 118.7 | +2.9% |
| Huelva | 688 €/mes | 115.3 | +1.9% |
| Jaén | 688 €/mes | 112.0 | +1.1% |
| Málaga | 688 €/mes | 124.2 | +3.5% |
| Sevilla | 688 €/mes | 117.5 | +2.1% |
| Ceuta | 709 €/mes | 108.5 | +0.8% |
| Melilla | 709 €/mes | 107.4 | +0.4% |
| Navarra | 760 €/mes | 100.0 | 0.0% |
| Álava | 839 €/mes | 100.0 | 0.0% |
| Barcelona | 920 €/mes | 120.4 | +2.7% |
| Girona | 920 €/mes | 117.5 | +2.6% |
| Lleida | 920 €/mes | 115.7 | +2.5% |
| Tarragona | 920 €/mes | 116.9 | +2.3% |
| Las Palmas | 929 €/mes | 117.8 | +2.4% |
| Santa Cruz de Tenerife | 929 €/mes | 121.6 | +3.1% |
| Bizkaia | 1052 €/mes | 100.0 | 0.0% |
| Illes Balears | 1352 €/mes | 123.9 | +3.2% |
| Gipuzkoa | 1361 €/mes | 100.0 | 0.0% |
| Madrid | 1399 €/mes | 118.2 | +2.5% |
Metodología
Cuota hipotecaria: Calculada para una vivienda de 80m² con las siguientes condiciones:
- Entrada del 20% (financiación del 80%)
- Plazo de amortización: 25 años
- Tipo de interés: Euribor (2.407%) + Spread (1.5%)
Índice de alquiler: Índice de precios de alquiler del INE (tabla 59058), base 2015=100. Refleja la evolución del mercado de alquiler por provincia.